What Retirement Plan is Right for You?

It's prudent to establish a qualified plan as early as possible in one's career to assure a reasonably comfortable retirement.

Published in Dentist Money Digest Sept/Oct 2002

 
What's a Fair Fee?

A fair fee is any fee that the doctor is willing to work for and which the patient will pay with gratitude

Published in Dentist Money Digest March/April 2002

 
Attaining the Next Plateau

There are physical and time limitations that preclude limitless growth. Regardless of the gurus you hire and study with, I believe there are limitations in the solo practice

Published in Dentist Money Digest May/June 2002

Financing Your Child's College Education: What's the best way?

Where will that kind of money come from? But why should your child be deprived of a college education? It's not likely he or she will qualify for any federal or state grants. Maybe - MAYBE! some loans. But not much. Is there a way out? Will Uncle Sam help? - The answer is YES.

Published in NJDA / Volume 71/Number 4.

Retirement: How much is enough?

For years, I've posited that the average dentist (according to ADA statistics), who nets about $125,000 before taxes, can hardly afford to live a reasonable lifestyle and fund an adequate retirement.

Published in NJDA / Volume 71/Number 4.

Is a merger right for you?

The most valuable part of a dental sale is the "goodwill" that has been generated over the years that is transferred to the buyer.

Published in Dental Economics, May 2000.

Buy a Practice or start cold

After years of schooling, training and associateships, a decision must be made. Do you buy an established practice or search for a location and "start cold?"

Published in Dental Economics, January 1998.

When the owner stays on...

It is generally agreed that there is some advantage to an owner staying on in a practice sale in order to effect as smooth a transition as possible. But what happens if the seller wants to stay and continue to produce dentistry over a prolonged period of time?

Published in Dental Economics, October, 1997.

Beginning with the end

How many dollars can a dentist expect to have accumulated in order to retire comfortably?

Published in Profitable Dentist, 1998.

A dentist's "hidden asset"

Documented decreases in dental caries, questions concerning previous assumptions regarding the statistical extent and continuing chronicity of periodontal disease, the over abundance of dentists, the enormous "start up costs" - they are but a few among the many reasons for the relatively recent realization that an existing practice/business has a monetary value. 

Published in Journal of the New Jersey Dental Association, Autumn 1991.